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Building Credit With Intention™

A Four-Part Credit Education Workshop Series

Give your students and participants the knowledge, practical tools, and confidence to build credit responsibly and use it to create greater financial opportunities.

The Building Credit With Intention™ Workshop Series makes credit education practical, engaging, and easy to understand. Participants learn how credit works, how to establish healthy financial habits, and how to avoid costly mistakes as they transition into adulthood, higher education, the workforce, housing, and entrepreneurship.

Each workshop includes real-world examples, interactive discussions, and practical strategies participants can begin using immediately.

Workshop 1: Credit Foundations - How Credit Really Works

Participants will learn:

  • What credit is and why it matters

  • How credit scores are calculated

  • The factors that raise or lower a credit score

  • How lenders evaluate potential borrowers

  • The difference between credit reports and credit scores

  • Common credit myths and misconceptions

Outcome: Participants leave with a clear understanding of the credit system and the factors they can control.

Workshop 2: Building Credit With Intention

Participants will learn:

  • How to begin building credit safely

  • How to select appropriate first credit accounts

  • Why payment history is so important

  • How authorized-user accounts work

  • How to avoid unnecessary fees and high-interest debt

  • How to create a personalized credit-building plan

Outcome: Participants leave with a responsible, step-by-step strategy for establishing and growing their credit.

Workshop 3: Protecting and Strengthening Your Credit

Participants will learn:

  • How credit utilization affects credit scores

  • How to manage balances and payment due dates

  • How to review and monitor credit reports

  • How to recognize identity theft and financial fraud

  • Common mistakes that can damage credit

  • Practical strategies for maintaining strong credit

Outcome: Participants leave prepared to protect their credit profile and make informed financial decisions.

Workshop 4: Using Credit to Create Financial Opportunity

Participants will learn how strong credit can support:

  • Renting an apartment or purchasing a home

  • Financing reliable transportation

  • Qualifying for lower interest rates

  • Potentially reducing insurance costs

  • Starting or growing a business

  • Building long-term financial stability

Outcome: Participants leave understanding how responsible credit management can create access to meaningful financial opportunities.

Designed for Your Organization

The series is available for:

  • Colleges and universities

  • EOPS and Guardian Scholars programs

  • TRIO programs

  • Workforce development programs

  • Nonprofit and community organizations

  • Foster youth and transitional-age youth programs

  • Employers

  • Faith-based organizations

Workshops can be delivered individually or as a complete four-part series. Virtual and in-person formats are available, and the content can be customized around the needs of your students, participants, or employees.

Why Partner With Inner Wealth Financial?

  • More than 20 years of experience serving students, young adults, and underserved communities

  • Practical, education-first instruction

  • Interactive and easy-to-understand presentations

  • Real-world strategies participants can use immediately

  • Customizable programming for different populations and organizations

Help Your Participants Build Credit With Confidence

Bring the Building Credit With Intention™ Workshop Series to your organization.

Request a Workshop Proposal

Timothy Brown
Financial Wellness Coach
Inner Wealth Financial
949-478-1110
[email protected]