Our workshop series gives youth and young adults the knowledge, tools, and confidence to understand credit, build strong financial habits, and use credit as a pathway to opportunity.
Participants learn what credit is, how credit scores are calculated, common credit myths, and how lenders evaluate borrowers.
Participants learn how to open the right first accounts, build positive payment history, use authorized user accounts wisely, and create a personalized credit-building plan.
Participants learn how to protect their credit, avoid common mistakes, understand utilization, manage payments, and monitor for identity theft or fraud.
Participants learn how strong credit can help with housing, transportation, lower insurance premiums, entrepreneurship, and long-term financial stability.